The Overview:

Rockingham Associates, a Nevada based corporation, services both individuals and businesses across the 50 states with investigations and negotiations of current debt, and also restores individuals’ credit scores so they can rebuild and move forward in life again.

Scope of Services:

Investigations and negotiations of home loans, investment property loans, and commercial loans for homeowners, business owners, investors, attorneys, real estate agents, financial groups and more.

Where does one person turn for help when it seems that he is up against a banking monster that knows no courtesy, has no shame, and controls all the shots?

Where It All Began:

Rockingham Associates got its start in 1998 as a private company which negotiated a reduction in debt. In the business sector, our biggest customers were dot com companies which started to go down in the dot com bubble crash.

During these past twelve years, we have negotiated a reduction in debt of well over 104 million dollars. Typically we are able to reduce a personal or business debt by 50%-85%, depending on the situation.

We also negotiated and reduced Judicial Judgments typically to under 20% of the original judgments amount. In many cases we have reduced Judicial Judgments to 5% of the original amount.

These prior years of negotiations created a good working relationship with most of the banks. As the housing crisis started, many of our clients came to us again, this time to help them negotiate their mortgages.

As we got deeper and deeper into the mortgage crises that has hit the American borrower, we realized that fraud had been perpetrated on a large percent of the home owners. We saw as well that banks which had made billions upon billions in loans were now often refusing to operate responsibly and ethically toward their customers. They were finding methods and establishing practices to continue to line their pockets, while the American homeowner suffered, often losing his or her home – their practices often sanctioned by the government.

To solve the problems that our government nor legal system was truly solving for the homeowner, we realized again that the only way the American homeowner would have a fighting chance was to come to the negotiating table in a much stronger position. Thus we moved into Forensic Loan Auditing, and Predatory Servicing Investigations.

Originally, most of our clients were attorneys who would refer their clients to us for help. It was all hush hush because if people knew what companies were in financial trouble, then this would greatly impact their ability to stay in business. Since the downtrending economy has affected almost every company and individual, there is no longer this quiet “behind-the-scenes” atmostphere.

As time has passed and our reputation has grown so has the need to protect ourselves and our clients. Our attorneys advised us that it was time for us to incorporate because we have gotten so big and have developed such a reputation within the industry.

As the seemingly greatest scam on the American Public has unfolded over the past few years, it is only natural that Rockingham would become a leader in providing the essential services to advocate on behalf of the homeowner, borrower, or investor.

In all states we can conduct Forensic Audits and Predatory Servicing Investigations. In all states except Connecticut and Wyoming we can negotiate new terms for mortgages with the results of those investigations.